Private Banking

Private Banking services are tailored for Waukesha State Bank clients with a household income of $250,000 or more, or a personal relationship exceeding $1 million with the bank. Our clients, many of which include distinguished professionals, such medical experts, attorneys, and business leaders, value our personalized concierge services that are designed to simplify and enhance their personal banking and financial lives.

Exclusive Products and Services:

Private Banking Checking
Securities Based Line of Credit
Dedicated Private Banker assigned to your accounts
Financial planning consultations*
Estate planning consultations*
Access to our external network of wealth management experts*

*Not insured by the FDIC * Not deposits * May lose value.

Deposit Account Services

Private Banking Checking
- Interest-bearing account¹
- No minimum balance or monthly fee²
- Mobile and Online Banking with Free Online Bill Pay³
- Complimentary checks with our exclusive Private Banking design
- Private Banking Debit Mastercard®
  - Transaction fees waived when using non-WSB ATM and POS (terminal surcharge may still apply)
  - Contactless and EMV chip-enabled technology
  - Complimentary Mastercard® identity theft protection⁴
  - Mobile Wallet compatibility with Apple Pay®, Google Pay™ and Samsung Pay
Eagle Money Market with tiered interest rates
Health Savings Accounts
Customized Cash Management Solutions

Customized Credit Services

Securities based loans and lines of credit
- Use your non-retirement accounts as collateral to secure a line of credit
- No need to sell securities, avoiding a taxable event, and lets you stay invested
- Use up to 70% loan-to-value on blended portfolios consisting of commonly traded equities and fixed income securities
Home equity loans and lines of credit
Mortgage loans
- Purchases and refinances
- Lot and construction loans
- Bridge financing
- Jumbo loans
Professional Buy-In Loans
Private Banking Credit card with rewards

Deep Knowledge and Experience

Demonstrating our expertise each day by:

Providing a team with an average of 25+ years’ experience
Leveraging in-house talent including respected CFP®, AIF®, CPA, CFA®, CISP, CWS and JD credentials

Local, Independent Nature

Not a chain, big bank brand, or cookie-cutter approach. We pride ourselves on:

Friendly, responsive service
Direct access to decision makers
Private ownership with the freedom to make decisions in the best interest of our clients
Commitment to our community

From exclusive products to customized credit, we recognize the unique needs of our most distinctive customers. Contact us today!

Ron Jahnke

Vice President - Private Banking Officer

(262) 522-7405

NMLS #: 777858

Email Ron

Mandy Lavota

Private Banking Associate
(262) 408-1011
NMLS#: 2258844
Email Mandy

¹The interest rate paid on the Private Banking Checking account is set by the bank and can change on a daily basis. The interest is accrued daily on the collected balance and paid monthly on the cycle date. Check current rate sheet for Private Banking Checking to determine the current rate.

²Overdraft and other checking account fees may apply.

³A $3 monthly inactivity fee applies after 60 days with no bill pay transactions.

⁴Mastercard ID Theft Protection™ is available for Waukesha State Bank Debit Mastercard customers only. To enroll, visit Mastercard’s Identity Theft Portal at https://mastercardus.idprotectiononline.com/enrollment/embedded.html. Certain restrictions apply.