An older couple embracing in a kitchen.

Savings Accounts

A Financially Secure Tomorrow

At Waukesha State Bank, we take pride in providing our customers with a complete variety of savings plans. Our customer service representatives are able to assist you in selecting the plan that will help make your dreams for tomorrow come true.

Listed below are all of our savings account options.




Regular Savings Super Saver Friendly's Club Christmas Club Eagle Money Market Health Savings Account
Best Fit For: People looking for a simple and affordable savings plan. The customer who prefers a higher interest rate. Kids ages 0-15. People looking to save for holiday expenses or a special purchase. Higher balance personal and business savings customers who want competitive rates without sacrificing access to their funds. People with high-deductible health plans.
Minimum to Open $10 $1,000 $10 $1 $1 $0
Minimum Balance to Avoid Service Fee $100 $100 $0 $0 $1,000 $1
Service Fee  $2 per month if Minimum Balance Not Maintained1 $2 per month if Minimum Balance Not Maintained1
$10 per withdrawal (before annual payout) $10 per statement cycle if Minimum Balance Not Maintained
Other Requirements, Restrictions, or Notes




IRS eligibility and other rules apply
Earns Interest Tiered based on balance Tiered based on balance
ATM/Debit Card Access


Free Electronic Transfers First 6 free / statement cycle2 First 6 free / statement cycle2 First 6 free / statement cycle2
First 6 free / statement cycle2 First 6 free / statement cycle2
Free Online Banking, Mobile Banking, & Mobile Deposit
Additional Benefits

3 age groups:
0-4, 5-12, 13-15

Earn prizes for making deposits ($1 minimum)

Special birthday dollar and “Members Only” events
Funds disbursed in November in time for Christmas shopping
Free 1st order
of checks

Free Cashiers Checks & Money Orders

Unlimited
in-person withdrawals
Unlimited
check writing

1 Fee waived for accounts of individuals less than 18 years of age.
 
2 $2.00 per electronic transfer (online, telephone, or pre-authorized) from savings to checking applies after 6 per statement cycle.
 
A group of office workers gathered around a corkboard with various sheets of paper pined to it.

Saving for Retirement Starts Today

The best time to start saving for retirement...was yesterday. So get going, and open an IRA!