Refinancing
Whether you want to lower your interest rate or monthly payment to save money, or shorten your term to get debt free faster, you’ll want a team on your side who can help you develop a refinancing strategy that will help you achieve your goals. We can help!
Utilize our refinancing payment calculator to see how much you could save.
Mortgage Loan Products
Fixed Rate Mortgages:
- Interest rate does not change during the life of the loan.
- Consider if you plan on staying in your home for an extended length of time and prefer having the stability of knowing your payment will stay the same throughout the life of the loan.
Adjustable Rate Mortgages (ARMs):
- Interest rate is adjusted periodically according to a preselected index.
- Often more flexible – Can be a good option if you have unique income or asset situations when it comes to loan approval.
- Consider if you are planning on selling your home in a few years or would be willing to refinance if the rate goes up. ARMs usually help give you more buying power with a lower initial interest rate.
The Right Loan Designed for YOU!
When you are shopping for a loan, it’s important that you find a partner you can trust. We hope to be that partner. We offer personal loans and lines of credit for almost every purpose, and we take pride in providing a prompt, individualized response to every loan request.